Give money to people you know using Paypal's new Facebook Messenger integration
Paypal, one of the worlds most extensive online payment systems, has been working its way into the platforms we use to communicate with friends and colleagues. In August, Microsoft integrated Paypal into Skype, allowing users to send money to contacts quickly, and this same integration now exists within Facebook Messenger (application only).
More and more of our financials are becoming digital. Whether it is online shopping or using an electronic payment card in store, we have fewer reasons to carry substantial amounts of cash with us. However, we run into situations such as not being able to split the bill at a restaurant, and one person offers to use their card and have everyone else pay them back. Only you’ve now realized that you don’t have enough cash with you to cover your portion, so you leave them with an awkward “Thanks, I owe you.” Now by using Paypal via Facebook Messenger, you can easily transfer money to your friend before you leave the restaurant.
Other situations where this sort of integration comes in handy include making group purchases of sports or concert tickets, sharing taxi rides, contributing to party expenses and so forth. With this new combination, you can pay the person directly via the app that you were using to communicate with them, rather than having to get their account details and do a bank transfer.
“As the leader in P2P payments with $24 billion in P2P volume during Q3 2017 alone (up 47% year-over-year), the ability to send and request money in Messenger – one of the most widely used apps in the world – gives people more choice and more convenient ways to get things done in different contexts.” Says Bill Ready, Chief Operating Officer at PayPal. “Whether it’s splitting a bill for a cab ride or a night out, paying for your share of the rent, or making sure you get paid back for Mom’s birthday present, PayPal makes exchanging money between friends and family simple.”
Of course we got on just fine up to this point, but there is no harm in adding options to improve convenience. To send or request money, just tap the blue plus button in the chat, select payments, then PayPal, and then enter the dollar amount. The initial rollout is only for consumers in the United States, with no indication on when it might extend to other countries
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